Trust & Transparency
Privacy Policy
01. Introduction
KarmaWallet ("the Application," "we," "our," or "us") is developed and operated by Startup Guy Studio. We are committed to protecting your personal data and respecting your privacy in full accordance with applicable global privacy laws, including the General Data Protection Regulation (GDPR), the California Consumer Privacy Act (CCPA), India's Digital Personal Data Protection Act (DPDPA), and other relevant regional regulations.
This Privacy Policy describes the categories of information we collect, the purposes for which it is used, how it is stored and protected, and the rights available to you as a user of the KarmaWallet application and any associated services (collectively, the "Service").
By creating an account or using the Service, you acknowledge that you have read, understood, and agreed to this Privacy Policy. If you do not agree, please discontinue use of the Service.
02. Information We Collect
We collect only the information necessary to provide and improve the Service. This includes:
Account Information — Your email address and display name, collected when you register for an account.
User-Generated Content — Journal entries, daily reflections, karma logs, and any other content you voluntarily submit within the application.
Usage and Analytics Data — Anonymized records of feature interactions, session activity, and in-app behavior used solely to improve application performance.
Device and Technical Information — Device type, operating system version, app version, and standard technical identifiers required for secure operation.
Crash and Diagnostic Reports — Automated error reports generated when the application encounters technical issues, used strictly for debugging.
We do not collect payment information, government identification, biometric data, or any sensitive personal information beyond what is described above.
03. How We Use Your Information
All information we collect is used exclusively for the following legitimate purposes:
Providing core features (Karma scoring, AI-assisted journaling, pattern analysis).
Delivering personalized reflections, Gita insights, and spiritual guidance.
Maintaining your account and enabling streak and discipline tracking.
Improving the reliability, security, and performance of the Service.
Sending optional in-app notifications and reminders.
Complying with applicable legal obligations.
We do not sell, rent, or trade your personal data to any third party. We do not use your data for targeted advertising, profiling for commercial purposes, or any use unrelated to delivering the Service.
04. Artificial Intelligence Processing
KarmaWallet uses artificial intelligence and machine learning systems to analyze your journal entries and generate personalized karma insights, behavioral summaries, reflective guidance, and progress reports. These outputs are interpretive tools intended solely to support personal self-awareness and spiritual growth.
Important Disclaimer
AI-generated content produced by this application does not constitute medical, psychological, therapeutic, legal, financial, or any other form of professional advice. You should not rely on AI outputs as a substitute for consultation with a qualified professional.
Your journal content processed by AI systems is handled in accordance with this Privacy Policy and is not used to train third-party AI models or shared externally for any purpose.
05.Data Sharing
Service Providers: Trusted technical partners under strict data processing agreements.
Legal Compliance: When required by law, court order, or to protect user safety.
06. Storage & Security
We implement industry-standard encryption protocols for data in transit and at rest. While we take reasonable precautions, We encourage the use of strong, unique passwords.
07.Data Request
Users can request their data at any time to build trust in their journal entries, reports, and reflections. All data is fully encrypted and securely accessible on demand. Users can contact us via email to request their data, which will be securely shared within 24 hours.
08. Your Privacy Rights
Depending on your jurisdiction, you may have the following rights:
- Right of Access
- Right of Rectification
- Right of Erasure
- Right of Portability
- Right of Withdraw Consent
- Right of Object
To exercise any of these rights, contact us at the address provided in Section 11. We will respond to all verified requests within 30 days, or within any shorter period required by applicable law.
09. Children's Privacy
KarmaWallet is intended for users aged 13+. We do not knowingly collect data from children under 13. If discovered, we will take prompt steps to delete such information.
10.Policy Changes
We may update this policy to reflect changes in law or product features. Material changes will be notified via the app or email. Continued use constitutes acceptance.
Your Privacy, Our Vow.
Trust is the foundation of any spiritual journey. Every reflection, report, and thought you share is encrypted and securely stored at rest. We believe your path is yours alone.
Encrypted Journals
Your entries are for your eyes only, secured with industry-standard encryption at rest.
Data Sovereignty
Request your data or delete your account anytime. Your journey, your control.
Secure Reports
All karmic reports and personal insights are encrypted to ensure complete confidentiality.
Contact Us At
support@karmawallet.app
This Privacy Policy applies globally to all users of the KarmaWallet application, including the EEA, UK, US, India, and all other available regions.